| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 613,019,000 | 2.511% | 1,201,338,000 | 1,275,680,000 | 1,223,698,000 | 1,108,464,000 |
| Interest Expense | (300,775,000) | -4.677% | (631,744,000) | (694,988,000) | (651,948,000) | (518,581,000) |
| Net Interest Income | 312,244,000 | 10.539% | 569,594,000 | 580,692,000 | 571,750,000 | 589,883,000 |
| Other Operating Income | 98,878,000 | 13.236% | 155,537,000 | 130,724,000 | 123,718,000 | 105,400,000 |
| Total Operating Income | 411,122,000 | 11.176% | 725,131,000 | 711,416,000 | 695,468,000 | 695,283,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 411,122,000 | 11.176% | 725,131,000 | 711,416,000 | 695,468,000 | 695,283,000 |
| Operating Expenses | (118,722,000) | 6.263% | (275,371,000) | (261,180,000) | (252,305,000) | (243,571,000) |
| Impairment Losses on Loans & Advances | (108,995,000) | 11.885% | (140,835,000) | (129,709,000) | (138,883,000) | (140,967,000) |
| Other Impairment Losses | (1,630,000) | 195.290% | 13,628,000 | (1,398,000) | 2,950,000 | (4,358,000) |
| Operating Profit / (Loss) | 181,775,000 | 13.539% | 322,553,000 | 319,129,000 | 307,230,000 | 306,387,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (6,000) | -- | 1,136,000 | 72,000 | 189,000 | 66,000 |
| Profit / (Loss) before Taxation | 181,769,000 | 13.223% | 323,689,000 | 319,201,000 | 307,419,000 | 306,453,000 |
| Taxation | (33,707,000) | 63.650% | (31,686,000) | (36,530,000) | (37,599,000) | (47,587,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (1,681,000) | 288.222% | (962,000) | (588,000) | (464,000) | 366,000 |
| Others | (6,821,000) | -25.915% | (13,501,000) | (15,219,000) | (13,935,000) | (11,239,000) |
| Profit / (Loss) Attributable to Shareholders | 139,560,000 | 7.104% | 277,540,000 | 266,864,000 | 255,421,000 | 247,993,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 12,678,000 | 6.825% | 24,509,000 | 23,710,000 | 22,303,000 | 21,258,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 40.000 | 8.108% | 78.000 | 75.000 | 72.000 | 69.000 |
| DPS (cts) | 12.970 | -- | 24.950 | 24.190 | 23.090 | 22.220 |
| Dividend Payout Ratio (%) | 32.425% | -- | 31.987% | 32.253% | 32.069% | 32.203% |
| Cash flow per share ($) | -- | -- | 6.037 | 3.866 | 5.215 | 3.777 |
| NBV per share ($) | 8.395 | -- | 8.135 | 7.631 | 7.112 | 6.595 |
| Remarks: | Real time quote last updated: 31/08/2026 12:52 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 139,560,000 |
| %Change | 7.104% |
| EPS / (LPS) | RMB 0.400 |
| NBV Per Share (¥) | RMB 8.395 |