| 2026/06 - Interim USD(K$) | %Chg (Compare to Interim) | 2025/12 USD(K$) | 2024/12 USD(K$) | 2023/12 USD(K$) | 2022/12 USD(K$) | |
| Interest Income | 11,559,000 | -7.417% | 24,547,000 | 27,862,000 | 27,227,000 | 15,252,000 |
| Interest Expense | (8,558,000) | -9.353% | (18,592,000) | (21,496,000) | (19,458,000) | (7,659,000) |
| Net Interest Income | 3,001,000 | -1.413% | 5,955,000 | 6,366,000 | 7,769,000 | 7,593,000 |
| Other Operating Income | 8,603,000 | 9.425% | 14,987,000 | 13,177,000 | 10,250,000 | 8,725,000 |
| Total Operating Income | 11,604,000 | 6.400% | 20,942,000 | 19,543,000 | 18,019,000 | 16,318,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 11,604,000 | 6.400% | 20,942,000 | 19,543,000 | 18,019,000 | 16,318,000 |
| Operating Expenses | (6,336,000) | 1.425% | (13,304,000) | (12,502,000) | (11,551,000) | (10,913,000) |
| Impairment Losses on Loans & Advances | (373,000) | 12.349% | (672,000) | (547,000) | (508,000) | (836,000) |
| Other Impairment Losses | (73,000) | 1725.000% | 0 | 0 | 0 | 0 |
| Operating Profit / (Loss) | 4,822,000 | 11.543% | 6,966,000 | 6,494,000 | 5,960,000 | 4,569,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | (12,000) | (50,000) |
| Change in FV & Impairment on Others | (21,000) | 10.526% | (65,000) | (588,000) | (996,000) | (389,000) |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (17,000) | -- | 62,000 | 108,000 | 141,000 | 156,000 |
| Profit / (Loss) before Taxation | 4,784,000 | 9.149% | 6,963,000 | 6,014,000 | 5,093,000 | 4,286,000 |
| Taxation | (1,113,000) | 5.298% | (1,866,000) | (1,972,000) | (1,631,000) | (1,384,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (18,000) | 5.882% | (12,000) | 8,000 | 7,000 | 46,000 |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 3,653,000 | 10.396% | 5,085,000 | 4,050,000 | 3,469,000 | 2,948,000 |
| 2026/06 - Interim USD(K$) | %Chg (Compare to Interim) | 2025/12 USD(K$) | 2024/12 USD(K$) | 2023/12 USD(K$) | 2022/12 USD(K$) | |
| Depreciation & Amortisation | -- | -- | 1,170,000 | 1,126,000 | 1,071,000 | 1,186,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 151.600 | 17.428% | 195.400 | 141.300 | 108.600 | 85.900 |
| DPS (cts) | 20.400 | -- | 61.300 | 37.000 | 27.000 | 18.000 |
| Dividend Payout Ratio (%) | 13.456% | -- | 31.372% | 26.185% | 24.862% | 20.955% |
| Cash flow per share ($) | -- | -- | 15.791 | (8.057) | (2.002) | 5.116 |
| NBV per share ($) | 21.135 | -- | 20.577 | 18.294 | 16.677 | 14.910 |
| Remarks: | Real time quote last updated: 29/07/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | USD 3,653,000 |
| %Change | 10.396% |
| EPS / (LPS) | USD 1.516 |
| NBV Per Share ($) | USD 21.135 |