| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 65,533,327 | -1.207% | 66,334,148 | 64,992,450 | 60,962,226 | 57,113,918 |
| Interest Expense | (36,620,326) | -2.975% | (37,743,115) | (36,272,245) | (32,257,565) | (30,257,466) |
| Net Interest Income | 28,913,001 | 1.126% | 28,591,033 | 28,720,205 | 28,704,661 | 26,856,452 |
| Other Operating Income | 8,376,064 | -1.890% | 8,537,407 | 7,645,135 | 7,524,980 | 8,657,952 |
| Total Operating Income | 37,289,065 | 0.433% | 37,128,440 | 36,365,340 | 36,229,641 | 35,514,404 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 37,289,065 | 0.433% | 37,128,440 | 36,365,340 | 36,229,641 | 35,514,404 |
| Operating Expenses | (11,407,043) | 6.659% | (10,694,824) | (10,199,368) | (9,474,462) | (8,684,416) |
| Impairment Losses on Loans & Advances | (8,408,948) | 137.422% | (3,541,778) | (7,913,228) | (5,909,085) | (10,019,095) |
| Other Impairment Losses | 1,331,541 | -- | (5,006,296) | (885,110) | (3,752,906) | (3,528,822) |
| Operating Profit / (Loss) | 18,804,615 | 5.139% | 17,885,542 | 17,367,634 | 17,093,188 | 13,282,071 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 380,682 | 268.521% | 103,300 | 289,272 | 221,953 | 255,246 |
| Profit / (Loss) before Taxation | 19,185,297 | 6.651% | 17,988,842 | 17,656,906 | 17,315,141 | 13,537,317 |
| Taxation | (2,258,801) | 9.022% | (2,071,874) | (2,666,356) | (3,632,072) | (1,752,120) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (401,896) | -20.033% | (502,576) | (557,323) | (285,469) | (324,814) |
| Others | (635,000) | -27.011% | (870,000) | (490,000) | (490,000) | (490,000) |
| Profit / (Loss) Attributable to Shareholders | 15,889,600 | 9.249% | 14,544,392 | 13,943,227 | 12,907,600 | 10,970,383 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 1,146,440 | 6.094% | 1,080,594 | 1,079,396 | 1,035,880 | 999,313 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 114.000 | 8.571% | 105.000 | 100.000 | 93.000 | 76.000 |
| DPS (cts) | 25.000 | -- | 21.000 | 14.600 | 12.900 | 8.900 |
| Dividend Payout Ratio (%) | 21.930% | -- | 20.000% | 14.600% | 13.871% | 11.711% |
| Cash flow per share ($) | 3.938 | -- | (1.847) | 6.522 | 3.613 | 2.665 |
| NBV per share ($) | 10.647 | -- | 9.896 | 8.854 | 7.891 | 7.096 |
| Remarks: | Real time quote last updated: 27/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 15,889,600 |
| %Change | 9.249% |
| EPS / (LPS) | RMB 1.140 |
| NBV Per Share (¥) | RMB 10.647 |