| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 284,588,000 | -8.135% | 309,791,000 | 317,692,000 | 313,609,000 | 306,165,000 |
| Interest Expense | (140,119,000) | -14.096% | (163,112,000) | (174,153,000) | (162,962,000) | (158,269,000) |
| Net Interest Income | 144,469,000 | -1.507% | 146,679,000 | 143,539,000 | 150,647,000 | 147,896,000 |
| Other Operating Income | 68,167,000 | 2.439% | 66,544,000 | 62,031,000 | 60,462,000 | 56,658,000 |
| Total Operating Income | 212,636,000 | -0.275% | 213,223,000 | 205,570,000 | 211,109,000 | 204,554,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 212,636,000 | -0.275% | 213,223,000 | 205,570,000 | 211,109,000 | 204,554,000 |
| Operating Expenses | (70,880,000) | -1.471% | (71,938,000) | (69,214,000) | (66,838,000) | (62,224,000) |
| Impairment Losses on Loans & Advances | (51,030,000) | -3.167% | (52,699,000) | (49,840,000) | (55,786,000) | (50,228,000) |
| Other Impairment Losses | (7,142,000) | -15.118% | (8,414,000) | (12,364,000) | (15,618,000) | (26,820,000) |
| Operating Profit / (Loss) | 83,584,000 | 4.256% | 80,172,000 | 74,152,000 | 72,867,000 | 65,282,000 |
| Change in FV & Impairment on Inv. Prop. | (86,000) | 258.333% | (24,000) | (1,000) | (74,000) | 23,000 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 545,000 | -23.776% | 715,000 | 736,000 | 623,000 | 212,000 |
| Profit / (Loss) before Taxation | 84,043,000 | 3.933% | 80,863,000 | 74,887,000 | 73,416,000 | 65,517,000 |
| Taxation | (12,553,000) | 10.162% | (11,395,000) | (6,825,000) | (10,466,000) | (9,140,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (872,000) | -2.242% | (892,000) | (1,046,000) | (847,000) | (736,000) |
| Others | (2,406,000) | -28.393% | (3,360,000) | (3,360,000) | (3,360,000) | (1,680,000) |
| Profit / (Loss) Attributable to Shareholders | 68,212,000 | 4.594% | 65,216,000 | 63,656,000 | 58,743,000 | 53,961,000 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 7,652,000 | -7.929% | 8,311,000 | 8,124,000 | 7,399,000 | 6,705,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 120.000 | -1.639% | 122.000 | 127.000 | 117.000 | 108.000 |
| DPS (cts) | 38.100 | -- | 35.470 | 35.600 | 32.900 | 30.200 |
| Dividend Payout Ratio (%) | 31.750% | -- | 29.074% | 28.031% | 28.120% | 27.963% |
| Cash flow per share ($) | 7.990 | -- | (3.456) | (0.019) | 3.986 | (1.541) |
| NBV per share ($) | 13.637 | -- | 13.212 | 12.950 | 11.899 | 11.100 |
| Remarks: | Real time quote last updated: 25/03/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 68,212,000 |
| %Change | 4.594% |
| EPS / (LPS) | RMB 1.200 |
| NBV Per Share (¥) | RMB 13.637 |